Follow the instructions on the pudding box to make the pudding.
Slice the bananas and line cover the entire bottom of the graham cracker crust in an even layer.
In a bowl, mix together cream cheese and sweetened condensed milk until creamy.
Add cream cheese mixture to the pudding and fold until combined.
Pour the mixture on top of the bananas.
Let the pie set in the freezer for about an hour and a half.
Spread the cool whip on top evenly.
Place in the freezer and let it set for another hour and a half.
Notes
Save in the freezer for up to 2 weeks covered. Let the pie sit out a few minutes before eating another serving unless you like it more on the frozen side.